How to avoid going stir-crazy during the coronavirus lockdown

The effects of the government enforced isolation period will be felt across the whole nation. It’s going to be tough for all of us to spend three weeks (at a minimum!) without leaving home except for essential travel and one form of daily exercise. We’re going to have to adapt…

Government support for businesses during the COVID-19 pandemic

On 17th March the Chancellor, Rishi Sunak, announced a dramatic set of temporary measures designed to support people and businesses through the COVID-19 pandemic. As greater restrictions on personal movement are brought in, they aim to help those most effected by it through the forthcoming months. How successful they are…

Coronavirus – and mortgage payment holidays

What is a mortgage payment holiday? A mortgage payment holiday is a short-term arrangement where your mortgage lender allows you to make no monthly mortgage repayments (or to make reduced payments) for an agreed period. Instead these payments are added on to your mortgage balance. If you are adversely affected…

Coronavirus – and the markets’ volatility

With billions being wiped off the stock market due to the coronavirus pandemic, it’s hard for investors not to panic. Markets are exceptionally volatile, despite measures taken by central banks around the world, including the Bank of England, to try and reduce the impact of the outbreak. There are, however,…

Budget 2020 Overview

Introduction So was it the Coronavirus Budget, or the Infrastructure Budget? Or was it, as the Chancellor declared at the end of his speech, the ‘people’s Budget from a people’s government?’ It was certainly a Budget that was high on spending commitments and one that the Chancellor declared would ‘get…

4 UK cultural events that you might not know about

Cooper’s Hill Cheese Roll The infamous Cooper’s Hill Cheese Roll has been taking place in May since the 1800s. Competitors hurl themselves down a steep hill in pursuit of a wheel of prime Gloucestershire cheese; the hill is so steep that few competitors manage to stay on their feet, resulting…

Why timing the market doesn’t work

Market timing is an investing tactic where investors transfer their money in and out of the market in an attempt to avoid losses before they occur and buy-in at the bottom after the market has fallen. It’s the well known strategy of ‘buy low and sell high’. It all sounds…

Uplift in the housing market

Positive news for property owners looking to sell; The Royal Institution of Chartered Surveyors (RICS) has reported that sales expectations have ‘’risen sharply’’ according to a survey of property professionals. House sales increased in December for the first time in seven months, boosted largely by elevated activity in the South…

What’s happening to the tapered annual allowance?

There has been much talk in the financial press recently of proposed changes to the tapered annual allowance. The taper was introduced in 2016 and gradually reduces the annual allowance for high earners. For every £2 of adjusted income above £150,000 a year, £1 of annual allowance is lost. It…
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