How we can help

Before meeting with us, many of our clients have gathered a mixed bag of financial assets as they’ve gone through life. In other words, they’ve never had a real financial plan, followed an investment strategy or established any goals or milestones for themselves. If that sounds familiar, then don’t worry, we’re here to help.

Our life-focused approach to financial planning will help you answer some of life’s big financial questions, such as:

  • Can I afford to gift some money to my children?
  • Am I taking too much risk with my investments?
  • What are my options for reducing my tax bill?

By utilising modern planning methods, we produce a number of ‘what if’ scenarios. The scenarios will help you understand where you are in life, identify potential vulnerabilities and show you, in no uncertain terms, what it’s going to take to fulfil your ambitions and when. Being able to see what’s achievable in any given timeframe enables you to categorise, order and prioritise your financial affairs.

The right planners for you

Finding and deciding upon the right financial planner, wealth manager or financial adviser can be a daunting task. That’s why we’ve put some thought into the reasons why we think you should consider talking to us.


We always do what we say we’ll do and on time.


We operate with no debt, do not handle client money and only recommend fund managers and investment providers that exceed our stringent assessment for financial strength.


We’ll help and support you and your family in the decisions that you make.

Compassionate approach

We understand that everyone goes through ups and downs in life. That’s why we’ll commit to helping you through both the good times and the bad. We’ll always be on hand to offer empathic, considerate help and advice.


Wherever possible, we like to keep things simple. You detest jargon and so do we.


We understand you want to deal with the same adviser year after year; one who you know, and who knows you. Strong, relational financial planning is at the centre of how we work.


Our business is built on service; consequently, none of our staff are rewarded for business production. We are client focused, not shareholder focused.

High standards

We look after our clients’ investments as if they were our own.


Every individual is different. That’s why we believe so strongly in avoiding blanket, one-size-fits-all answers. Your needs are unique. So is our financial planning.

Meticulous methods

We leave no stone unturned; some even describe us as being ‘fanatical’ about financial planning.

Clarity and peace of mind

Financial planning doesn’t need to be complex, difficult or stressful. It’s about putting your life in order and gaining control of your financial future rather than letting your finances determine that for you.

With that outcome in mind, your financial planner will bring all the elements of your financial life together to create a highly personalised, cohesive wealth plan that’s built around your individual needs and aspirations. This can help you navigate the ups and downs in life, because you always have in mind your desired destination.

By working with us, in addition to gaining control of your income, expenditure, assets and liabilities, you will also:

  • Feel empowered by virtue of being organised, up to date and in control of your finances.
  • Enjoy establishing, and then working towards, clearly defined targets.
  • Have the pleasure of knowing that you’re not paying more tax than necessary, failing to spot opportunities or missing important deadlines.
  • Gain a clearer understanding of where you are in life and where you’re going.
  • Feel less concerned about what the years ahead might bring, having protected your and your family’s present and future way of life.
  • Be relieved you’ve finally put in place a joined up and understandable financial plan.
  • Benefit from knowing that your wealth is being professionally managed.
  • Take comfort in the knowledge that you’re on course to meet your ultimate goals.

Our clients tell it best

Don’t take our word for it—read what our clients say about us…

Michael is very easy to get on with and deals with our financial affairs in a way that suits our busy schedules. We always look forward to meeting with him.

Mr D and Mrs S Hall

Really helpful meeting this morning. Thanks for your time and continued support to the family.

Mr C and Mrs G Stock

After one consultation I felt a lot better about my retirement plans—would recommend.

Mr G Hussey

Always great advice. Not the usual self-interested financial services business.

Mr J Harris

Excellent help and advice at a really fair price.

Mr R Fullerton

Join the team

We’re always interested in hearing from bright, academic individuals who share our passion for delivering truly exceptional service. To register your interest in becoming part of the Charters Private Wealth team, either as a financial planner, paraplanner or member of our client support team, please send your details to

The information you give us will be treated in the strictest confidence.