House prices have rebounded, but is it a “false dawn”?

At first glance, recent figures from the housing markets appear wholly positive. During July, Nationwide reported a 1.7% leap in prices. However, the country’s largest building society warned of a “false dawn” when they announced these figures. They highlighted that much of the rise can be attributed to pent-up demand…

Could over-40s pay more tax to solve the social care crisis?

The question of who should pay for social care is an urgent one; successive governments have wrestled with the issue and none have found a robust solution. At present, some people who don’t qualify for local council funded care have to sell their homes to cover the costs, which can…

Plan an autumn getaway

With overseas travel not looking to return to its pre-pandemic levels until next year at the earliest, most of us will be taking our holidays within the British Isles for the time being, letting us see some of the incredible beauty we have on our doorstep. Autumn is a great…

What’s your money personality?

We all have a different relationship with money. Recognising your money personality can help you better understand yours. While no member of each group has precisely the same attitude towards their finances, researchers have identified four common attitudes towards money: Money Worship, Money Avoidance, Money Vigilance and Money Status. Psychologists…

What is the value of advice?

You’re not going to be surprised that, as advisers, our firm belief is that an advised client will get a better financial outcome than a non-advised client. How to prove, though, that we’re not just biased? What is the actual value of that advice? How can it be quantified? Most…

Focus on the escalator not the yo-yo

I came across this exchange on Twitter recently: “The stock market is like someone playing with a yo-yo whilst riding the up escalator. The secret is to focus on the escalator and not the yo-yo!” “Of course, you need to know which escalator you’re on. Otherwise both are pointless.” Think…
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