You have a financial plan, but do you have a financial plan b?
“The best laid schemes o’ mice an’ men, gang aft agley”. So said Robert Burns in his poem ‘To a Mouse’, lyrically summing up the idea that no matter how well we prepare, there are always factors beyond our control that can cause our ‘best laid’ plans to fall to…
Why business owners and Directors fail to plan their retirement
Company directors and owners of small and medium-sized enterprises (SMEs) make plans and do forecasts all the time. Cash flow forecasts, SWOT analyses (a technique used to determine and define strengths, weaknesses, opportunities, and threats), plans for renewals and refurbishment; there’s hardly a day when they’re not eyeball to eyeball…
The retirement mistruth
If you pay much attention to advertisers and the media, you might think that retirement is all about riding jet skis, sipping sherry on the French Riviera or cuddling grandchildren. No doubt you’ve seen one, if not all, of the images on many of the retirement articles out there. While…
8 places to visit this autumn in the UK
With autumn just around the corner, it’s nearly time to put on your wellies and kick through piles of colourful leaves. So to celebrate the change of season, here’s our list of places you should visit to make the most of the stunning autumn scenery. 1. Isle of Lewis, Hebrides…
Fall in love with your finances
We’ll be the first to admit that your personal finances aren’t the easiest thing to fall in love with. It can be easy to bury your head in the sand when it comes to both your investments and regular expenditure. There are a couple of reasons for this. Firstly, some…
Time to start planning an autumn getaway with a difference
Autumn can be a difficult time of the year to plan a getaway. Even Europe’s sunspots can experience highly variable weather. In the Algarve, for instance, October temperatures can change from the high twenties to the mid-teens. So, booking a beach holiday may not be the best choice. You risk…
How to find the right investment for you
In the wake of the Woodford debacle, there’s a lot of talk around investments and the basis for choosing them. So we thought it would be helpful to outline what you should be thinking about when it comes to selecting an investment to enable you to get the best outcomes…
Six unique UK dining experiences not to be missed
Food is one of the greatest and most varied pleasures that life has to offer—it can be simple, complex or anything in between. But a dining experience is another thing entirely. And there’s a diverse assortment of different dining experiences available across the UK. Dine on the water If the…
Eight top tips on how to choose a financial planner
Finding and deciding upon the right financial planner can be a daunting task. That’s why we’ve come up with some ideas for how to choose a financial adviser that’s right for you. Follow these eight top tips and you should be well on the way to working with an adviser…
Fame? Money? Working hard? Research uncovers what really makes us happy
In the 1930s, Harvard University began the longest study on human happiness. They invited 19-year-olds from Harvard as well as teenagers from the poorest neighborhoods of Boston to participate. For over 75 years, they did medical tests, interviews and checked up on their subjects every two years to see how…