October wasn’t a great month for fund managers (the people who make the investment decisions that dictate how well your savings and investments perform). There have been two very high profile resignations—one as a result of a Sunday Times investigation, the other from a Panorama exposé. Unsurprisingly, clients have been…

In the wake of the Woodford debacle, there’s a lot of talk around investments and the basis for choosing them. So we thought it would be helpful to outline what you should be thinking about when it comes to selecting an investment to enable you to get the best outcomes…

Diversification is a word that tends to get mentioned a lot in conversations around savings and investment. We hear it often, but what does it mean? Put simply, diversification is a risk management strategy that blends a variety of investments within a portfolio. Through having different kinds of assets in…

If you read the financial press, this is huge news. On 4th June 2019, ‘Star fund manager’, Neil Woodford, stopped investors withdrawing money out of his flagship Woodford Equity Income Fund. This was brought about by a run on the fund, which saw investors withdraw a whopping £560m in May…

The rules around Individual Savings Accounts (or ISAs) change on a regular basis and the popularity of the different types of ISA is often determined by where savers think the most competitive place to put their hard earned money is. ISAs are an excellent way to save because of their…

Managing investments takes time and money and you must expect to pay sensible fees. But high charges can seriously affect your nest egg’s growth potential. To see how much look at the example below: Initial investment = £250,000 Nest egg A Nest egg B Annual return before charges 5.0% 5.0%…

Asset classes are broad groups of securities or investments that exhibit similar financial characteristics. Traditionally, there are four main asset classes: cash, fixed-interest securities (also called bonds), property and shares. Here at Charters Private Wealth, we help clients blend the different asset classes in order to acheive diversification, which helps control the amount…

All investments carry a degree of risk. But it’s worth knowing that some investments are more risky than others. Here at Charters Private Wealth, we help clients understand what the right level of risk is for them. Watch our video to learn more. If you’d like to contact us about this…