Could your face replace your bank card?

Once upon a time we bartered; we exchanged animal skins for meat and sold our labour for a square meal. Then, gradually, coins and paper money arrived. Banks became secure. We wrote cheques. We had a credit card in our pocket as the ads encouraged us ‘to take the waiting…

Does an increase to capital gains tax look likely?

While Rishi Sunak’s spring budget introduced a variety of new initiatives and updates to multiple taxes, one suspected change was missing from the big red book. Analysts had speculated that a capital gains tax (CGT) hike would be a likely inclusion in Sunak’s budget, expecting it to be brought more…

Can Being Flexible with Hours Really Boost Productivity?

In the old days it was simple. You went to work for a company, spent your whole life there and duly retired. ‘Security’ was what people wanted in a job. But the world of work was changing, even before the pandemic. As more Millennials, people who came of age around…

Could we see Negative Interest Rates in the UK?

In February, the Daily Telegraph had a headline which must have alarmed savers up and down the land: ‘Savers face threat of negative interest rates.’ According to the story, the Bank of England had told the clearing banks that they ‘must be ready to introduce the policy in the next…

Budget Overview 2021

Introduction It is interesting to look back 12 months to Rishi Sunak’s first Budget: it was followed by a year none of us could have predicted or imagined. The Conservatives had won a comfortable majority in the December 2019 General Election. As expected, Sajid Javid became Chancellor and, in January,…

Should I worry about ‘Buy Now, Pay Later’?

Buy now, pay later schemes are becoming increasingly popular as firms such as Klarna and ClearPay partner with large online retailers ASOS and JD Sports, as well as many others. According to Statista, the usage of the Klarna app more than doubled between March and July of 2020, hitting over…

Aligning your spending with your values

Our values are an important part of who we are. There are certain things that many of us can’t avoid spending our money on, but for the most part, it feels good to put your money where your mouth is and support the industries, businesses and causes that you care…

Can money really buy happiness?

Some people say money can’t buy you love. They also say it can’t buy you happiness. But what if it could? Thanks to extensive research into both human behaviour and psychology, we can come to understand the objects and experiences that contribute most to people’s happiness. We can also decipher…
Loading...