Why business owners and Directors fail to plan their retirement

Company directors and owners of small and medium-sized enterprises (SMEs) make plans and do forecasts all the time. Cash flow forecasts, SWOT analyses (a technique used to determine and define strengths, weaknesses, opportunities, and threats), plans for renewals and refurbishment; there’s hardly a day when they’re not eyeball to eyeball…

The retirement mistruth

If you pay much attention to advertisers and the media, you might think that retirement is all about riding jet skis, sipping sherry on the French Riviera or cuddling grandchildren. No doubt you’ve seen one, if not all, of the images on many of the retirement articles out there. While…

What does it take to retire early?

The idea of retiring in your 50s or even your 40s sounds like a pipe-dream to most, what with increases in living costs and low or non-existent wage growth slowly eating away at your income. This hasn’t stopped the rise of the FIRE (Financial Independence Retire Early) movement, though, a…

6 mistakes to avoid during retirement

Planning for retirement can be complex, as anyone nearing the end of their working life will tell you. Yet, navigating the myriad of choices, both socially and financially, doesn’t have to be such a mystery. Here are a few tips to help you avoid common mistakes that retirees often make:…

5 common pitfalls that put your retirement plans at risk

Imagine the scene; you’ve spent your entire working life living frugally, saving efficiently and investing wisely. You begin your well-deserved retirement financially secure and excited for the years ahead. The future could develop in one of two ways; the first could lead to sustained security and the financial freedom to enjoy…

How long will your retirement nest egg last you?

Retirement planning means taking into consideration a whole range of factors. You have to navigate difficult questions like: How should I invest my retirement pot? What will the impact of inflation be? How much income/capital should I withdraw and when? On top of these, there is another question that must…

As a parent, could you be forgoing your state pension?

There’s no reason why being a parent, and especially being a non-earning parent with responsibilities to their children, should put you in danger of reducing your state pension entitlement. At this time, however, there are possibly hundreds of thousands of people in this precise situation—although fortunately, there are actions to…
Loading...