3 key budget takeaways
This year Chancellor Philip Hammond delivered his autumn budget a few weeks earlier than normal. Usually the budget is broadcast in mid-November, but this year he gave the budget on October 29. In the run up to Brexit, Hammond didn’t issue any huge announcements. Perhaps he wants to leave plenty…
Ideas for October half term
Astonishing, isn’t it? It seems only a few weeks since the kids went back to school and already October half term is upon us! Fortunately, the coming of Autumn means that you have a whole new set of activities you can do with your children or grandchildren that are better…
Son or daughter just started University? Congratulations—but have you been saving enough?
The Institute of Fiscal Studies suggests that the average total debt incurred by today’s university students over the period of their studies will amount to £51,000. This sum comes as those in higher education saw the interest rate on student loans rise to 6.3% in September. Total student debt in…
Will the Chancellor side-step a possible Budget horror show?
In normal years, the Autumn Budget (formerly the Autumn Statement) is released in November. However, with less than 6 months left on the countdown to Brexit, this year is far from a normal year. At the end of September, Chancellor Philip Hammond made it known that the Autumn Budget would…
Four ways to stop your adult children derailing your retirement savings!
The Bank of Mum and Dad is a familiar concept and none of us can bear to see our children struggle financially, which is why many parents continue to provide for their offspring even when they’re grown-up. Instead of being ‘empty nesters’, many parents find that their children return to…
Giving you access to your finances 24/7
Would you like to keep track of your portfolio anytime, anywhere and on any device? Well now you can with Charters Private Wealth Personal Finance Portal! Here at Charters PW, we are committed to employing the most innovative and up-to-date technology available, so we can spend more time working with you to…
Financial planning in your forties
It’s well known life begins at forty. Doesn’t it?! It should be an exciting decade, full of plans and aspirations. It’s also likely to be a time of peak earning potential. Moreover, it’s a critical time to take a step back and make sure your finances are on track to…
The importance of an exit strategy
Many business owners put in a lifetime of hard work developing their business only to fritter away some of the rewards by failing to think through how they will exit from the business. It’s wise to put an exit strategy in your business plan and review it regularly; after all…
Interest rate rise: How does it affect you?
The Bank of England has recently raised the base rate from 0.5% to 0.75%, just the second rise in a decade! At present, interest rates stand at their highest since 2009 and reflect what the Bank of England perceive as a general upturn in the economy. The Bank said that…
5 steps to becoming a millionaire!
These days you can’t browse the internet for more than 5 minutes without coming across the new ‘get-rich-quick’ scheme or latest guru guaranteeing you fast, easy results. In reality, the route to successful entrepreneurship for most takes planning, the right mind-set and time! Not long ago Inc. gave a terrific…