Ways to promote your wellbeing

The wide-ranging uncertainty in these current times intensifies our anxiety and stress. Ordinarily, we like to feel in control and make plans for the future but it’s impossible to plan when there are so many unknowns. We’ve never been in this situation before. We don’t know what the new ‘everyday’…

How to reduce your monthly outgoings

Many employees have lost their jobs, accepted part-time hours or been put on furlough as a result of the economic disruption caused by the coronavirus outbreak. According to the Centre for Economics and Business Research, British households will see a drop in their disposable income of £515 a month –…

What will the new normal look like?

The coronavirus pandemic has triggered a crisis of such immense proportions that things will not just go back to the way they once were. When some semblance of normality emerges, things will be different. We are set for vast cultural, social and economic changes. It’s unlikely that we will suddenly…

The effects of Covid-19 on the housing market

The coronavirus outbreak will have long term repercussions for all aspects of the residential housing market. As restrictions are gradually lifted, the sector is beginning to operate again, albeit under social distancing measures. But with the Chancellor confirming that it is “very likely” that the UK is in a significant…

How long is it going to take the economy to recover?

The coronavirus pandemic will push the country into an unprecedented economic slump. Just how big the slump will be is currently unknown but experts’ predictions aren’t optimistic. One independent forecast by the Office for Budget Responsibility (OBR) warned that the economy could shrink by a record 35% by June, in…

April in lockdown: the good, the bad and the hero

April got off to the worst possible start for beer drinkers, with news that up to 50m pints of beer could go down the drain if lockdown lasts until the summer. The estimate was made by the Campaign for Real Ale (CAMRA), based on the amount of beer the UK’s…

Financial planning in uncertain times

Whilst government support is helping many businesses and individuals through the Covid-19 pandemic, not everyone has been so fortunate. Indeed, many people have taken pay cuts or lost their jobs in the wake of the virus. To help you during this challenging time, we are delighted to provide two financial…

Is the UK mortgage market still open for business?

You may be wondering what the current situation is with the mortgage market. Are all new mortgage deals off? Have providers stopped lending altogether? At the start of the Covid-19 lockdown, numerous mortgage lenders scrapped deals or only offered loans to those with large deposits. Santander, Nationwide and Skipton Building…

Technology bringing the generations together

One upshot of the coronavirus pandemic has been the way technology is helping us to keep in touch with each other, especially across the generations. A range of apps are playing an important role in keeping us entertained in lieu of all the sporting events and social events being cancelled.
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