Guilty of being a phone addict? How to break free!

The rise of the smartphone has transformed the way lots of people run their business, communicate with friends and family and generally live their lives on a day to day basis. But it’s also true that smartphone use can prove disruptive—even addictive—if not checked. It’s been established that the average…

New to financial planning? Check out our video to learn more!

Here at Charters Private Wealth, we absolutely love helping clients put their dreams and goals on paper, but it’s actually seeing and hearing that they are living the life they want without fear of running out of money that really makes us tick! Financial planning isn’t just about buying investments…

Planning for the greatest time of your life!

Whether you’re approaching the beginning of your retirement or you’ve still got a number of years of work in front of you, it’s possible that you’ve already begun arranging this next major stage in your life. But no matter how much you read, how many numbers you crunch and how…

Video: what the pension freedoms mean for you!

The pension freedoms signified a major change in how you can access your pensions. The alterations of April 2015 represented a comprehensive transformation of the UK’s pensions system, giving people much more control over their pension savings than before. Charters Private Wealth can help you to navigate this complex area—watch…

What does the nil rate band really mean for me?

Changes to inheritance tax (IHT) came in earlier this year, influencing the allowance for those wanting to pass on their home to members of the family. But as the changes are being rolled out over the next few years up to the 2020/2021 tax year, it can be hard to…

Time not material goods raises happiness

A recent study has found that paying to free up your time is related to increasing your level of happiness. Individuals taking part in a psychological experiment said that they felt happier when using $40 (around £30) to save themselves time rather than buying material goods. Stress over not having…

What are you planning for your Bank Holiday?

The August bank holiday is nearly upon us and you may well be feeling the pressure to make the most of your long weekend as it’s the last one we’ll get before Christmas! If you’re struggling for inspiration, or you’re in need of a back-up plan in case the British…

People who get financial advice are £40k better off!

A recent study has discovered that people who seek the advice from an independent financial adviser (IFA) are on average £40,000 better off than those who don’t do this. The research has come from leading think-tank the International Longevity Centre, who have stated that both the ‘affluent’ group—wealthier people more…

Great ways to save money on your holiday

With sun shine comes holidays! Whether it’s a break you booked some time ago or a last-minute deal you just can’t resist. But just because you’re treating yourself to a well-earned break doesn’t mean that you need to resign yourself to a seriously washed-out bank balance when you get home.
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